Premium perks. Less homework.
The Points Pro tells you which card to pull out, tracks the credits that matter, and shows whether each annual fee is earning its keep.
No card numbers. No bank login. Just the cards you own.
A nudge before each one resets.
$455 in credits used, $105 still on the table.
One answer per purchase, from the cards already in your pocket. Type a store, Safeway or Shell or Costco, and get the card and the reason.
Every recurring credit tracked by cycle, with reminders when one is about to slip.
Free nights, companion certificates and lounge passes, tracked to their expiry, with a reminder before each one lapses.
An honest annual-fee scoreboard. If a card is not earning its keep, you will know.
Set your monthly spend and we rank every card by net annual value.
One upcoming purchase, compared across cash, transfer, and portal value.
Every card we track, with fees, earn rates, and honest valuations.
Free course
Learn the whole game in order: the habit that makes it all work, the cards actually worth holding, and the redemptions worth planning around. Short lessons in plain language, and you can start anywhere.
Add your cards and the full list surfaces: the airline incidental you never touched, the streaming credit that resets every month whether you use it or not.
Set your spend and find the category where your best card earns 1x while a better fit would earn 4x. Wallet fit shows exactly what would close it.
Link one trusted Companion and run two wallets as one: shared credit tracking, shared reminders, and no debate about which card dinner goes on.
No bank login. No card numbers.
You do the light part in seconds. We keep the card facts current, send the reminders, and run all the math across the Web App and Mobile Apps.
What you do. Takes seconds, never a bank login.
Choose the cards you hold by name and optional renewal month. No card numbers or bank credentials.
Open your wallet on the Web App or Mobile Apps to see which card to swipe and what perks are open.
When you use a credit or certificate, tap Used it in the Web App, the Mobile App, or directly inside our reminder email.
What The Points Pro does behind the scenes for you.
We keep every card's rules, credits, certificates, and partner bonuses current so you never maintain a spreadsheet.
We watch every reset clock and merchant rule for the cards in your wallet and surface what matters.
Every "Used it" tap updates your Annual Fee Offset scoreboard and tells you whether each card is earning its keep.
Built for people who hate coupon books. No inflated valuations, no pay-to-rank recommendations, card data refreshed Oct 19, 2026.
Build my wallet
